Bank · FDIC insured
Decorah Bank & Trust Auto Loan Rates
Decorah Bank & Trust auto loans start at 6.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 16, 2026.
How Decorah Bank & Trust’s auto loan rates compare
Compared with banks and credit unions in Iowa, where Decorah Bank & Trust has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Decorah Bank & Trust
6.99%APR
- Terms
- —
Auto Loans
Lowest rate
Power Co-op Employees Credit Union
2.99%APR
- Terms
- —
2nd-lowest rate
Centris Federal Credit Union
3.99%APR
- Terms
- 24–63 months
Decorah Bank & Trust auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Decorah Bank & Trust ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Subject to credit approval. Auto insurance is required. The Dream Vehicle Loan Special is available for 2022 or newer vehicles.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.99% | Dream Vehicle Loan Special. Available for 2022 or newer vehicles. Fixed rate loan. Subject to credit approval. Auto insurance is required. |
Sources (1)
- decorah.bank/Personal/Borrow/Personal-Loans/Auto-Loans · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.