Bank · FDIC insured
Decorah Bank & Trust
A $794.1M bank headquartered in Decorah, IA, with 3 branches in Iowa.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Decorah Bank & Trust
Decorah Bank & Trust Company is a third-generation family and employee-owned community bank serving Northeast Iowa with offices in Decorah and Cresco.
- Headquarters
- 202 E Water St, Decorah, IA 52101
- FDIC certificate
- 15200 ↗
Branches
3 branches in Iowa
Loading map…
Iowa
3 branches
Decorah area · 2
- Decorah Bank & Trust CompanyMain office202 E Water St, Decorah, IA 52101Directions
- Decorah Branch1006 Division St, Decorah, IA 52101Directions
Cresco area · 1
- Cresco Branch126 2nd Ave Se, Cresco, IA 52136Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.41% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.49% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.67% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio10.41%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.49%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Decorah Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.