Credit union · NCUA insured
DC Credit Union Auto Loan Rates
Top CarrotDC Credit Union auto loans start at 5.15% APR for a new vehicle and 5.15% for a used one. Rates checked October 22, 2026.
How DC Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where DC Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DC Credit Union
5.15%APR
- Terms
- —
New Automobile Loan
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
DC Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.15%
- Used vehicleUsed5.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DC Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Automobile Loan
Membership eligibility required (live, work, worship, or attend school in Washington, D.C., or Prince George's County, MD, or eligible employees/affiliates). Rates are based on creditworthiness. 0.25% rate reduction available with biweekly payments via payroll deduction or direct deposit/distribution. Pre-approval valid for 60 days.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.15% | Rates as low as 5.150% APR. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate. Rate discount not included (0.25% rate reduction available with biweekly payments through payroll deduction). |
Sources (2)
All captured Oct 22, 2026
Used Automobile Loan
Membership eligibility required (live, work, worship, or attend school in Washington, D.C., or Prince George's County, MD, or eligible employees/affiliates). Rates are based on creditworthiness. 0.25% rate reduction available with biweekly payments via payroll deduction or direct deposit/distribution. Pre-approval valid for 60 days.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.35% | Rates as low as 5.350% APR. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate. Rate discount not included (0.25% rate reduction available with biweekly payments through payroll deduction). |
| — | 5.15% | Rates as low as 5.150% APR advertised on product page p48. Approved rate depends on creditworthiness and loan details. Rate discount not included (0.25% rate reduction available with biweekly payments through payroll deduction). |
Sources (2)
All captured Oct 22, 2026
Who can join DC Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.