Credit union · NCUA insured
Cyprus Credit Union Auto Loan Rates
Top CarrotCyprus Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Cyprus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Cyprus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cyprus Credit Union
5.24%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
Cyprus Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cyprus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing for new and used cars with terms up to 84 months. No down payment required (10-15% recommended). Rate reduction after six months of timely payments available for members with credit scores below 750 with a Dream Rewards Checking account. Rate match guarantee for lower rate at another Utah credit union (may not be combined with the 0.50% rate discount for Dream Auto loans). Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.24% | Rates as low as 5.24% APR. Terms up to 84 months for new and used vehicles. Rate match may not be combined with 0.50% rate discount for Dream Auto loans; requires Dream Rewards Checking and automatic payments or Home Banking and E-Statements. |
Sources (1)
- cypruscu.com/loans/vehicle-loans/auto-loans · captured Oct 4, 2026
Who can join Cyprus Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.