Credit union · NCUA insured
Cumberland County Federal Credit Union Auto Loan Rates
Top CarrotCumberland County Federal Credit Union auto loans start at 4.60% APR for a new vehicle and 4.60% for a used one. Rates checked October 22, 2026.
How Cumberland County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Portland, ME, where Cumberland County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cumberland County Federal Credit Union
4.60%APR
- Terms
- up to 60 months
New & Used Autos ≤ 5 Years Old (Model Years: 2022 - 2026)
Lowest rate
Coast Line Credit Union
3.95%APR
- Terms
- up to 60 months
2nd-lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
Cumberland County Federal Credit Union auto loan score
88
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.60%
- Used vehicleUsed4.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cumberland County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos ≤ 5 Years Old (Model Years: 2022 - 2026)
All rates shown are "as low as" and determined by an assessment of creditworthiness and loan term. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.20% | Credit Rate: A+ |
| up to 42 months | 4.25% | Credit Rate: A+ |
| up to 48 months | 4.50% | Credit Rate: A+ |
| up to 60 months | 4.60% | Credit Rate: A+ |
| up to 72 months | 5.00% | Credit Rate: A+ |
| up to 84 months | 5.15% | Credit Rate: A+ |
Sources (1)
- myccfcu.com/auto-loan-rates · captured Oct 15, 2026
Used Autos > 10 Years (Model Years: 2016 & older) & Other Collateral (Motorcycles, ATV/UTVs & Snowmobiles) & Unsecured Loans
All rates shown are "as low as" and determined by an assessment of creditworthiness and loan term. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 18 months | 7.50% | Credit Rate: A+ |
| up to 24 months | 8.50% | Credit Rate: A+ |
| up to 30 months | 8.90% | Credit Rate: A+ |
| up to 36 months | 9.35% | Credit Rate: A+ |
| up to 42 months | 9.50% | Credit Rate: A+ |
| up to 48 months | 9.90% | Credit Rate: A+ |
Sources (1)
- myccfcu.com/auto-loan-rates · captured Oct 15, 2026
Who can join Cumberland County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships or studies in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, Maine is eligible to join.
Family and household
- Family members of current members (any person related to a primary member by blood, marriage, or legal or administrative proceeding, wherever they reside) are eligible to join.
Membership information collected October 4, 2026.