Credit union · NCUA insured
CU SoCal Credit Card Rates
Top CarrotCU SoCal credit cards start at 10.65% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CU SoCal’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where CU SoCal has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CU SoCal
10.65%APR
- Up to
- 17.65% APR
CU SoCal Topaz Visa Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
CU SoCal credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CU SoCal ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CU SoCal Platinum Rewards Visa
No annual fee; 25-day grace period on all purchases when balance is paid in full each month. Aggregate maximum unsecured loan limits (credit card and personal loans) not to exceed $50,000. 2% balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.15%–19.90% | None | Purchase APR is 13.15% - 19.90%. Variable rate. |
| Ongoing | 12.65%–17.90% | None | APR is based on creditworthiness at the time account is established and will vary with the market based on the Prime Rate. Estimated payment 3% of balance. Maximum loan amount $50,000. |
Sources (4)
- cusocal.org/loans/personal/rates
- cusocal.org/cards/compare-credit-cards
- cusocal.org/cards/credit-card
- cusocal.org/cards/platinum-rewards-visa
All captured Oct 6, 2026
CU SoCal Topaz Visa Credit Card
No annual fee; 25-day grace period on all purchases when balance is paid in full each month. Aggregate maximum unsecured loan limits (credit card and personal loans) not to exceed $50,000. 2% balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.15%–18.15% | None | Purchase APR is 11.15% - 18.15%. Variable rate. |
| Ongoing | 10.65%–17.65% | None | APR is based on creditworthiness at the time account is established and will vary with the market based on the Prime Rate. Estimated payment 3% of balance. Maximum loan amount $50,000. |
Sources (4)
- cusocal.org/loans/personal/rates
- cusocal.org/cards/compare-credit-cards
- cusocal.org/cards/credit-card
- cusocal.org/cards/topaz-visa-credit-card
All captured Oct 6, 2026
Share Secured Visa Platinum Rewards
Secured card backed by up to 95% of savings account balance. No annual fee; 25-day grace period on all purchases when balance is paid in full each month. 2% balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | None | Maximum loan amount 95% of balance. Estimated payment 3% of balance. Rate varies with the market based on the Prime Rate. |
Sources (2)
All captured Oct 6, 2026
Who can join CU SoCal
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.