Credit union · NCUA insured
CT Labor Department Federal Credit Union Savings Rates
CT Labor Department Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Account. Rates checked October 22, 2026.
How CT Labor Department Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where CT Labor Department Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CT Labor Department Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Share Account
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
CT Labor Department Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CT Labor Department Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.25%APY
Federally insured up to $250,000. Dividends calculated from day of deposit to day of withdrawal and posted quarterly. Minimum dividend balance is $100. Accounts inactive for 12 months with no contact are considered dormant and assessed a $5.00 monthly fee (exempt if 18 & younger or received 1099-INT over $10 interest in one year).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum dividend balance $100. Dividends posted quarterly.$100 and up | 0.25% | $25 | Minimum dividend balance $100. Dividends posted quarterly. |
Sources (2)
All captured Sep 19, 2026
Escrow Accounts
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted quarterly.Any balance | 0.05% | $5 | Dividends posted quarterly. |
Sources (1)
- ctlaborfcu.com/Rates/Savings-Rates.aspx · captured Sep 19, 2026
Transfer Share Account
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted quarterly.Any balance | 0.05% | $5 | Dividends posted quarterly. |
Sources (1)
- ctlaborfcu.com/Rates/Savings-Rates.aspx · captured Sep 19, 2026
Special-purpose accounts
Traditional & Roth IRAs
0.15%APY
Includes Traditional & Roth IRAs savings accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted quarterly.Any balance | 0.15% | $15 | Dividends posted quarterly. |
Sources (1)
- ctlaborfcu.com/Rates/Savings-Rates.aspx · captured Sep 19, 2026
Holiday Club
0.05%APY
Holiday club checks/funds are transferred to share account in early November (or mailed upon request). Payroll deduction available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted quarterly.Any balance | 0.05% | $5 | Dividends posted quarterly. |
Sources (2)
All captured Sep 19, 2026
Vacation Club
0.05%APY
Vacation club funds are transferred to share account in early May (or mailed upon request). Payroll deduction available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted quarterly.Any balance | 0.05% | $5 | Dividends posted quarterly. |
Sources (2)
All captured Sep 19, 2026
Who can join CT Labor Department Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.