Credit union · NCUA insured
CT Labor Department Federal Credit Union Auto Loan Rates
CT Labor Department Federal Credit Union auto loans start at 3.74% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How CT Labor Department Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hartford, CT, where CT Labor Department Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CT Labor Department Federal Credit Union
3.74%APR
- Terms
- up to 84 months
- Discount
- None included
New Auto Loans
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Riverbank Federal Credit Union
3.74%APR
- Terms
- —
- Discount
- None included
CT Labor Department Federal Credit Union auto loan score
88
Auto loan score
Higher than 82% of U.S. banks and credit unions
- New vehicleNew3.74%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CT Labor Department Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Up to 100% financing available. Flexible repayment terms for new cars. Rates include autos, trucks, motorcycles, and RVs. Rates subject to change by the Board of Directors without prior notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 3.49% | Vehicles 2025 or newer, up to72 month term - new cars only. 100% financing. |
| up to 72 months | 3.49% | will finance 100% up to 72 months; $65,000.00 or less. |
| up to 84 months | 3.74% | will finance 100% up to 84 months; $65,000.00 or less. |
| — | 3.49% | — |
Sources (3)
All captured Oct 4, 2026
Used Auto Loans
Rates effective January 2025. Rates subject to change by the Board of Directors without prior notice. The maximum used car financing is NADA retail value. Rates include autos, trucks motorcycles and RVs.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.24% | Vehicles 2024 or older. Maximum used car financing is NADA retail value. Rates include autos, trucks motorcycles and RVs. |
Sources (3)
All captured Oct 4, 2026
Who can join CT Labor Department Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.