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Credit union · NCUA insured

CrossRoads Community Federal Credit Union Savings Rates

CrossRoads Community Federal Credit Union’s best savings rate is 1.45% APY on $10,000, with its Money Market Share Savings Account. Rates checked October 16, 2026.

How CrossRoads Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Buffalo, NY, where CrossRoads Community Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    CrossRoads Community Federal Credit Union

    1.45%APY

    Requires
    None
    Minimum
    $2,500
    Earns on $10,000 a year
    $145

    Money Market Share Savings Account

  • Top rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

  • 2nd-highest rate

    Northwest Bank

    4.00%APY

    Requires
    None
    Minimum
    $1
    Earns on $10,000 a year
    $400

    Northwest Bank rates

Compare savings rates near you →

CrossRoads Community Federal Credit Union savings score

86

Savings score

Higher than 74% of U.S. banks and credit unions

By balance
  • $10,000 balance$10,0001.45%
  • $100,000 balance$100,0001.55%
  • QualifiedQualified1.45%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where CrossRoads Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join CrossRoads Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to individuals who live, work, worship, volunteer, or go to school in Amherst, Blasdell, Buffalo, Cheektowaga, Clarence, Depew, East Aurora, Elma, Grand Island, Hamburg, Kenmore, Lackawanna, Lancaster, Orchard Park, Tonawanda, West Seneca, and Williamsville, New York.

Employers and groups

  • Membership is open to businesses and other legal entities (such as churches, schools, and service groups) located in the served communities.

Family and household

  • Membership is open to immediate family members of existing CrossRoads Community Federal Credit Union members.
  • Any member of an eligible person's immediate family or household is eligible to join.

Cost to join

  • To join, a minimum deposit of $25 is required to open a savings account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← CrossRoads Community Federal Credit Union overview