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Credit union · NCUA insured

CrossRoads Community Federal Credit Union Credit Card Rates

CrossRoads Community Federal Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How CrossRoads Community Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Buffalo, NY, where CrossRoads Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    CrossRoads Community Federal Credit Union

    11.90%APR

    Up to
    —

    CrossRoads Community MasterCard

  • Top Carrot, Carrot Score 91

    Lowest rate

    BufMet Credit Union

    7.50%APR

    Up to
    18.00% APR

    BufMet Credit Union rates

  • 2nd-lowest rate

    Gowanda Area Federal Credit Union

    7.99%APR

    Up to
    —

    Gowanda Area Federal Credit Union rates

Compare credit card rates near you →

CrossRoads Community Federal Credit Union credit card score

73

Credit card score

Higher than 34% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where CrossRoads Community Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join CrossRoads Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to individuals who live, work, worship, volunteer, or go to school in Amherst, Blasdell, Buffalo, Cheektowaga, Clarence, Depew, East Aurora, Elma, Grand Island, Hamburg, Kenmore, Lackawanna, Lancaster, Orchard Park, Tonawanda, West Seneca, and Williamsville, New York.

Employers and groups

  • Membership is open to businesses and other legal entities (such as churches, schools, and service groups) located in the served communities.

Family and household

  • Membership is open to immediate family members of existing CrossRoads Community Federal Credit Union members.
  • Any member of an eligible person's immediate family or household is eligible to join.

Cost to join

  • To join, a minimum deposit of $25 is required to open a savings account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← CrossRoads Community Federal Credit Union overview