Credit union · NCUA insured
Credit Union of Denver Auto Loan Rates
Credit Union of Denver auto loans start at 5.45% APR for a new vehicle and 5.45% for a used one. Rates checked October 22, 2026.
How Credit Union of Denver’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Credit Union of Denver has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Credit Union of Denver
5.45%APR
- Terms
- up to 60 months
First Time Auto Buying
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Credit Union of Denver auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.45%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of Denver ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Equity Loans
C·U·D membership of $5 required. Rates and terms based on creditworthiness. Optional 0.25% discount for qualifying automatic ACH payments from a C·U·D account with e-statement enrollment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.45% | Rates as low as for Up to 60 months. Payment example: $18,000 for 60 months at 5.45% APR is $343.41/month. 0.25% discount optional for automatic loan payments. |
| 61–72 months | 6.08% | Rates as low as for 61 to 72 months. 0.25% discount optional for automatic loan payments. |
| 73–84 months | 6.78% | Rates as low as for 73 to 84 months. 0.25% discount optional for automatic loan payments. |
Sources (2)
- cudenver.com/Loans/Vehicle/Veh…-Loans/Auto-Equity-Loans
- cudenver.com/Loans/Consumer/Pe…nal-Loans/LifeStyle-Loan
All captured Oct 22, 2026
Auto Loans (New & Used)
C·U·D membership of $5 required. Rates based on individual creditworthiness. Best rate shown includes a 0.25% discount for automatic loan payments (ACH) with enrollment in e-statements; otherwise rate reverts to approved rate. Classic cars and trucks may require an appraisal.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.45% | Rates as low as for Up to 60 months. Best rate shown includes a 0.25% Auto Pay discount. Not all borrowers will qualify for lowest rate. Payment example: $18,000 for 60 months at 4.95% APR is $339.27/month; payment example at 5.45% APR is $343.41/month. |
| 61–72 months | 6.08% | Rates as low as for 61 to 72 months. Best rate shown includes a 0.25% Auto Pay discount. Not all borrowers will qualify for lowest rate. |
| 73–84 months | 6.78% | Rates as low as for 73 to 84 months. Best rate shown includes a 0.25% Auto Pay discount. Not all borrowers will qualify for lowest rate. |
Sources (2)
- cudenver.com/Loans/Vehicle/Veh…e-Loans/Auto-Loans-(New)
- cudenver.com/Loans/Consumer/Pe…nal-Loans/LifeStyle-Loan
All captured Oct 22, 2026
First Time Auto Buying
Designed for those who have little to no credit and are ready to purchase their first vehicle. Terms up to 72 months. C·U·D membership of $5 required. Rates based on individual creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.45% | Rates as low as for Up to 60 months. Payment example: $18,000 for 60 months at best rate of 4.95% APR = $339.27 per month. Not all borrowers will qualify for lowest rate. |
| 61–72 months | 6.08% | Rates as low as for 61 to 72 months. Not all borrowers will qualify for lowest rate. |
Sources (2)
- cudenver.com/Loans/Vehicle/Veh…s/First-Time-Auto-Buying
- cudenver.com/Loans/Consumer/Pe…nal-Loans/LifeStyle-Loan
All captured Oct 22, 2026
Motorcycle Loans
Up to 72 month terms. 100% financing. 0.25% rate discount with Auto Pay on new loans. C·U·D membership of $5 required. Rates based on individual creditworthiness. Covers cruisers to sport bikes, buying new, used, or refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99% | Rates as low as for Up to 60 months. Payment example: $15,000 for 60 months at 6.99% APR is $296.95 per month. Not all borrowers will qualify for lowest rate. 0.25% rate discount available with Auto Pay on new loans. |
| 61–72 months | 7.49% | Rates as low as for 61 to 72 months. Not all borrowers will qualify for lowest rate. 0.25% rate discount available with Auto Pay on new loans. |
Sources (2)
- cudenver.com/Loans/Vehicle/Veh…e-Loans/Motorcycle-Loans
- cudenver.com/Loans/Consumer/Pe…nal-Loans/LifeStyle-Loan
All captured Oct 22, 2026
Refi Auto Loans
C·U·D membership of $5 required. Rates based on individual creditworthiness. Best rate shown includes a 0.25% discount for automatic loan payments (ACH) with enrollment in e-statements; otherwise rate reverts to approved rate. Existing C·U·D loans are not eligible for $300 cash promotion on refinance over $10,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.45% | Rates as low as for Up to 60 months. Best rate shown includes a 0.25% Auto Pay discount. Not all borrowers will qualify for lowest rate. Payment example: $18,000 for 60 months at 5.45% APR is $343.41/month. |
Sources (2)
- cudenver.com/Loans/Vehicle/Vehicle-Loans/Refi-Auto-Loans
- cudenver.com/Loans/Consumer/Pe…nal-Loans/LifeStyle-Loan
All captured Oct 22, 2026
Who can join Credit Union of Denver
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.