Credit union · NCUA insured
Credit Union of America Auto Loan Rates
Top CarrotCredit Union of America auto loans start at 6.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Credit Union of America’s auto loan rates compare
Compared with banks and credit unions near Wichita, KS, where Credit Union of America has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Credit Union of America
6.24%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loans
Lowest rate
Andover State Bank
4.70%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
White Eagle Credit Union
4.90%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Credit Union of America auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of America ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates based on credit score and applicable discounts. No origination fees and no prepayment penalties. Educators and healthcare workers may qualify for up to a 1.00% APR discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | Rates based on credit score and applicable discounts. |
| up to 48 months | 5.24% | Rates based on credit score and applicable discounts. Minimum loan amount $5,000.00. |
| up to 60 months | 5.24% | Rates based on credit score and applicable discounts. Minimum loan amount $12,000.00. |
| up to 72 months | 5.49% | Rates based on credit score and applicable discounts. Minimum loan amount $17,500.00. |
| up to 84 months | 6.24% | New auto loans only. Rates based on credit score and applicable discounts. Minimum loan amount $35,000.00. |
Sources (4)
- cuofamerica.com
- cuofamerica.com/Borrow/Vehicle-and-Car-Loans
- cuofamerica.com/Borrow/Vehicle-and-Car-Loans/Auto-Loan
- cuofamerica.com/Rates/Loans
All captured Oct 16, 2026
Who can join Credit Union of America
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.