Credit union · Privately insured
Create Credit Union Savings Rates
Top CarrotCreate Credit Union’s best savings rate is 2.27% APY on $10,000, with its Consumer Money Market. Rates checked October 22, 2026.
How Create Credit Union’s savings rates compare
Compared with banks and credit unions near Las Vegas, NV, where Create Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Create Credit Union
2.27%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $227
Consumer Money Market
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Create Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.27%
- $10,000 balance$10,0002.27%
- $100,000 balance$100,0003.04%
- QualifiedQualified2.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Create Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Consumer Money Market
2.27%APY
The interest rate and Annual Percentage Yield (APY) can change at any time without notice as determined by the Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 2.27% | $227 |
| $25,000 – $50,000 | 2.53% | — |
| $50,000 – $100,000 | 2.79% | — |
| $100,000 and up | 3.04% | — |
Sources (2)
All captured Sep 16, 2026
Membership Savings
0.10%APY
Variable rate. Requires $5.00 minimum balance as membership share to maintain active membership. A dormant membership fee will be assessed to an account with no activity for 1 year or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate. Daily balance of $5.00 and above.$5 and up | 0.10% | $10 | Variable rate. Daily balance of $5.00 and above. |
Sources (2)
All captured Sep 16, 2026
Secondary Savings
0.10%APY
Variable rate. Savings account held in addition to membership savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate.Over $0 | 0.10% | $10 | Variable rate. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA Savings
0.15%APY · 1 term
Fixed rate listed on rate schedule (one year minimum term). Deadline for previous year contribution is April 15. Must be age 59 1/2 for withdrawals or meet qualified distribution guidelines. Roth IRA must be open 5 years before qualified distribution can be made. Balance must remain at or above $100.00 to avoid account closure.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–Unknown monthsFixed rate with one year minimum term. Traditional and Roth IRA wrappers supported | 0.15% | $15 |
Christmas Club Savings
0.10%APY
Variable rate. Funds are paid out to membership savings account on November 1. Withdrawals may not be made online, only over the phone or at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Withdrawals may not be made online, only over the phone or at a branch.Over $0 | 0.10% | $10 | Variable rate. Withdrawals may not be made online, only over the phone or at a branch. |
Sources (2)
All captured Sep 16, 2026
Vacation Club Savings
0.10%APY
Variable rate. Funds are paid out to membership savings account on May 15. Withdrawals may not be made online, only over the phone or at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Withdrawals may not be made online, only over the phone or at a branch.Over $0 | 0.10% | $10 | Variable rate. Withdrawals may not be made online, only over the phone or at a branch. |
Sources (2)
All captured Sep 16, 2026
Who can join Create Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Nevada residents can join by becoming a member of the Community Impact Fund (CIF), with free sign-up provided by the credit union.
Employers and groups
- Business owners or employees of a member business of the Henderson, NV Chamber of Commerce are eligible for membership.
- Full- or part-time employees and volunteers of any medical profession-related office or group in any county in Nevada are eligible for membership.
Military, government and schools
- Employees of any county or city in Nevada, as well as State of Nevada employees, are eligible for membership.
Family and household
- Anyone related to a current Create Credit Union member by blood, marriage, or adoption is eligible for membership.
Membership information collected October 4, 2026.