Bank · FDIC insured
Cowboy First Bank Savings Rates
Cowboy First Bank’s best savings rate is 0.50% APY on $10,000, with its Savings. Rates checked October 23, 2026.
How Cowboy First Bank’s savings rates compare
Compared with banks and credit unions near Enid, OK, where Cowboy First Bank has the most branches. $10,000, best rate first.
This bank’s best
Cowboy First Bank
0.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $50
Savings
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Wisdom Heritage Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $20
- Earns on $10,000 a year
- $200
Cowboy First Bank savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cowboy First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.45%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. | 0.04% | — | APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. |
| $10,000 – $100,000APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. | 0.45% | $45 | APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. |
| $100,000 – $250,000APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. | 0.55% | — | APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. |
| $250,000 – $500,000APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. | 0.70% | — | APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. |
| $500,000 and upAPY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. | 0.85% | — | APY assumes interest payments are compounded monthly on demand accounts and will remain on deposit. A withdrawal or fees may reduce earnings. Accrued interest payable will not be paid if the account is closed before interest is paid. |
Sources (2)
All captured Oct 23, 2026
Savings
0.50%APY
Interest compounded quarterly. Free quarterly e-statements with optional $4.00 paper statement charge. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. | 0.30% | — | Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. |
| $10,000 – $100,000Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. | 0.50% | $50 | Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. |
| $100,000 – $250,000Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. | 0.60% | — | Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. |
| $250,000 – $500,000Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. | 0.70% | — | Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. |
| $500,000 and upEarns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. | 0.80% | — | Earns interest on any balance. Free quarterly e-statements, optional $4.00 paper statement charge. |
Sources (2)
All captured Oct 23, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.