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Coteau Valley Federal Credit Union Auto Loan Rates

Coteau Valley Federal Credit Union auto loans start at 5.85% APR for a new vehicle. Rates checked October 22, 2026.

How Coteau Valley Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions in South Dakota, where Coteau Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Coteau Valley Federal Credit Union

    5.85%APR

    Terms
    —
    Up to
    —

    New Auto Loan

  • Lowest rate

    Dakota Plains FCU

    3.74%APR

    Terms
    72–74 months
    Up to
    —

    Dakota Plains FCU rates

  • 2nd-lowest rate

    Service First FCU

    4.24%APR

    Terms
    up to 60 months
    Up to
    13.85% APR

    Service First FCU rates

Compare auto loan rates near you →

Coteau Valley Federal Credit Union auto loan score

64

Auto loan score

Higher than 11% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.85%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Coteau Valley Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Coteau Valley Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities in the underserved area of Roberts County, South Dakota are eligible for membership.

Employers and groups

  • Employees of Coteau Valley Federal Credit Union are eligible for membership.
  • Members, participating patrons, and employees of Country Partners Cooperative in Browns Valley, Minnesota and Sisseton, South Dakota are eligible for membership.

Family and household

  • Members of the immediate families of eligible persons/members are eligible for membership.

Other ways

  • Organizations of eligible persons are eligible for membership.

Membership information collected October 4, 2026.

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