Credit union · NCUA insured
Cornerstone Community Federal Credit Union Credit Card Rates
Top CarrotCornerstone Community Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Cornerstone Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Buffalo, NY, where Cornerstone Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cornerstone Community Federal Credit Union
8.90%APR
- Up to
- —
VISA® Gold
Lowest rate
BufMet Credit Union
7.50%APR
- Up to
- 18.00% APR
2nd-lowest rate
Gowanda Area Federal Credit Union
7.99%APR
- Up to
- —
Cornerstone Community Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cornerstone Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Shared Secured VISA®
Credit limit based on amount on deposit at CCFCU. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Tied to account balance. APRs shown are as of December 31, 2024 and are subject to change at any time without notice. APR will be determined by creditworthiness. Late payment may result in penalty fees and increased rate. Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars. |
Sources (1)
- ccfcu.org/product/credit-cards · captured Oct 7, 2026
Student VISA®
Available for full-time college students ages 18+. Membership eligibility required. Subject to credit approval. Credit limit up to $750.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | APRs shown are as of December 31, 2024 and are subject to change at any time without notice. APR will be determined by creditworthiness. Late payment may result in penalty fees and increased rate. Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars. |
Sources (1)
- ccfcu.org/product/credit-cards · captured Oct 7, 2026
VISA® Classic
Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Credit limit up to $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | APRs shown are as of December 31, 2024 and are subject to change at any time without notice. APR will be determined by creditworthiness. Late payment may result in penalty fees and increased rate. Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars. |
Sources (1)
- ccfcu.org/product/credit-cards · captured Oct 7, 2026
VISA® Gold
Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Credit limit up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | APRs shown are as of December 31, 2024 and are subject to change at any time without notice. APR will be determined by creditworthiness. Late payment may result in penalty fees and increased rate. Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars. |
Sources (1)
- ccfcu.org/product/credit-cards · captured Oct 7, 2026
VISA® Platinum
Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Credit limit up to $15,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | APRs shown are as of December 31, 2024 and are subject to change at any time without notice. APR will be determined by creditworthiness. Late payment may result in penalty fees and increased rate. Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars. |
Sources (1)
- ccfcu.org/product/credit-cards · captured Oct 7, 2026
Who can join Cornerstone Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or goes to school in Niagara or Erie County can join.
Cost to join
- A minimum deposit of $5 is required to become a member.
Membership information collected October 5, 2026.