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Credit union · NCUA insured

Cornerstone Community Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 89Top Carrot

Cornerstone Community Federal Credit Union auto loans start at 5.04% APR for a new vehicle and 5.04% for a used one. Rates checked October 16, 2026.

How Cornerstone Community Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Buffalo, NY, where Cornerstone Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 89

    This credit union’s lowest

    Cornerstone Community Federal Credit Union

    5.04%APR

    Terms
    —
    Discount
    Included in the rate

    Auto Loan

  • Lowest rate

    EmpireONE Federal Credit Union

    3.50%APR

    Terms
    up to 60 months
    Discount
    None included

    EmpireONE Federal Credit Union rates

  • Top Carrot, Carrot Score 97

    2nd-lowest rate

    Niagara's Choice

    3.70%APR

    Terms
    —
    Discount
    Included in the rate

    Niagara's Choice rates

Compare auto loan rates near you →

Cornerstone Community Federal Credit Union auto loan score

72

Auto loan score

Higher than 30% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.04%
  • Used vehicleUsed5.04%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Cornerstone Community Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Cornerstone Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Anyone who lives, works, worships, volunteers, or goes to school in Niagara or Erie County can join.

Cost to join

  • A minimum deposit of $5 is required to become a member.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Cornerstone Community Federal Credit Union overview