Credit union · NCUA insured
Consumer Credit Union Auto Loan Rates
Consumer Credit Union auto loans start at 5.79% APR for a new vehicle and 8.39% for a used one. Rates checked October 15, 2026.
How Consumer Credit Union’s auto loan rates compare
Compared with banks and credit unions near Morristown, TN, where Consumer Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Consumer Credit Union
5.79%APR
- Terms
- up to 84 months
New Auto Rates (2020 and newer)
2nd-lowest rate
Knoxville TVA Employees Credit Union
5.99%APR
- Terms
- up to 84 months
3rd-lowest rate
ORNL Federal Credit Union
6.14%APR
- Terms
- —
Consumer Credit Union auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.79%
- Used vehicleUsed8.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Consumer Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Rates (2020 and newer)
For vehicles 2020 and newer
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.79% | APR as low as stated; for 2020 and newer model vehicles; term up to 84 months |
Sources (1)
- consumercreditunion.com/rates/loans · captured Oct 5, 2026
Used Auto Rates (2017-2019)
For vehicles 2017-2019
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 8.39% | APR as low as stated; for 2017-2019 model vehicles; term up to 84 months |
Sources (1)
- consumercreditunion.com/rates/loans · captured Oct 5, 2026
Who can join Consumer Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, worship, volunteer, attend school in, or work for a business and/or other legal entity located in Anderson County, Blount County, Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Knox County, Loudon County, Sullivan County, Union County, and Johnson City, Tennessee.
Employers and groups
- Persons who participate in Rose Center and Council for the Arts, Inc., an association headquartered in Hamblen County, Tennessee may also be eligible for membership.
Family and household
- Family members of members may join and maintain a regular share account for lifetime membership.
Cost to join
- Deposit at least $5.00 to your regular share (savings) account upon completing a Membership Application.
Membership information collected October 5, 2026.