Credit union · NCUA insured
Community Powered Federal Credit Union Auto Loan Rates
Community Powered Federal Credit Union auto loans start at 5.49% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Community Powered Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Community Powered Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Community Powered Federal Credit Union
5.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Vehicle Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Community Powered Federal Credit Union auto loan score
69
Auto loan score
Higher than 24% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Powered Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99% | New 2026-2027; Monthly payment per $1,000 borrowed: $19.79 |
| up to 84 months | 6.99% | New 2026-2027; Monthly payment per $1,000 borrowed: $15.08 |
| up to 60 months | 7.49% | Used 2022-2025; Monthly payment per $1,000 borrowed: $20.03 |
| up to 84 months | 7.49% | Used 2022-2025; Monthly payment per $1,000 borrowed: $15.33 |
| up to 60 months | 7.99% | Used 2017-2021; Monthly payment per $1,000 borrowed: $20.27 |
Sources (1)
- cpwrfcu.org/rates · captured Oct 22, 2026
Vehicle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | New 2026-2027; Monthly payment per $1,000 borrowed: $19.09 |
| up to 72 months | 5.59% | New 2026-2027; Monthly payment per $1,000 borrowed: $16.38 |
| up to 84 months | 5.69% | New 2026-2027; Monthly payment per $1,000 borrowed: $14.46 |
| up to 96 months | 5.99% | New 2026-2027; Monthly payment per $1,000 borrowed: $13.33 |
| up to 72 months | 5.99% | Used 2022-2025; Monthly payment per $1,000 borrowed: $16.56 |
| up to 60 months | 6.49% | Used 2017-2021; Monthly payment per $1,000 borrowed: $19.56 |
Sources (1)
- cpwrfcu.org/rates · captured Oct 22, 2026
Who can join Community Powered Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, attend school, participate in programs to alleviate poverty or distress, or participate in associations headquartered in Kent or New Castle Counties, DE, or Cecil County, MD, as well as businesses and organizations located or maintaining a facility there.
Family and household
- Family members of existing Community Powered members are eligible to join regardless of where they reside.
Other ways
- Membership is open to spouses of persons who died while within the field of membership, employees of this credit union, community volunteers, members of their immediate family or household, and organizations of such persons.
Cost to join
- A minimum share deposit of $5 into a Share Savings Account is required to establish and maintain membership.
Membership information collected October 4, 2026.