Credit union · NCUA insured
Community First Credit Union Credit Card Rates
Top CarrotCommunity First Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Community First Credit Union’s credit card rates compare
Compared with banks and credit unions near Appleton, WI, where Community First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community First Credit Union
8.99%APR
- Up to
- —
Great Rate Platinum Credit Card
2nd-lowest rate
CoVantage Credit Union
9.74%APR
- Up to
- —
3rd-lowest rate
Evergreen Credit Union
9.90%APR
- Up to
- 16.90% APR
Community First Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Visa Signature Credit Card
Requires a credit score of 680+ to qualify. Unlimited 1.5% cash back on net purchases. No balance transfer fees, no annual fee, no foreign transaction fees. Variable APR tied to Wall Street Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | 3.99% introductory APR for 12 months on balance transfers from other card issuers processed within the first 90 days of account opening. Beginning date of first transaction, after which APR returns to regular rate. Balances cannot be transferred from one CFCU card to another. |
| Ongoing | 15.00% | None | APR as low as 15.00%. Your credit score determines your rate. Variable rate tied to Wall Street Prime Rate. No annual fee, no balance transfer fee. |
| Ongoing | 15.00%–17.90% | None | Variable rate of 15.00% - 17.90% APR based on Prime. Comparison disclosure as of 07/01/2026. $0 balance transfer fee. |
Credit Builder Credit Card
Secured credit card requiring a refundable security deposit matching the approved credit line. Must be at least 18 years of age with SSN, US address, and membership savings account at CFCU. No annual fee, no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Fixed Annual Percentage Rate (APR) as low as 15.99% on purchases and cash advances. Monthly periodic rate (MPR) of 1.3325%. Your credit score determines your rate. Rates subject to change. No annual fee, no balance transfer fee. Refundable security deposit required. |
Sources (3)
- communityfirstcu.org/everyday-banking/credit-cards
- communityfirstcu.org/getattach…rd-Disclosure-3-2022.pdf
- communityfirstcu.org/rates
All captured Oct 17, 2026
Great Rate Platinum Credit Card
Fixed low-rate card for purchases and cash advances. No annual fee, no balance transfer fees, no foreign transaction fees. 25-day interest grace period. Credit score determines rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Annual Percentage Rate (APR) as low as 8.99% on purchases and cash advances. Your credit score determines your rate. Rates subject to change. No annual fee, no balance transfer fee. |
Sources (2)
All captured Oct 17, 2026
Great Rewards Platinum Credit Card
Earn 1 point per $1 spent (excludes cash advances, balance transfers, convenience checks). Points expire after 5 years. No annual fee, no balance transfer fee, no foreign transaction fees. Credit score determines rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Annual Percentage Rate (APR) as low as 10.99% on purchases and cash advances. Your credit score determines your rate. Rates subject to change. No annual fee, no balance transfer fee. |
Sources (2)
All captured Oct 17, 2026
Student Starter Credit Card
Available starting at age 18 (may require co-signer if under 21). Requires educational requirements to obtain. No balance transfer or annual fees. Credit score determines rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Annual Percentage Rate (APR) of 9.99% (as low as 9.99%). Your credit score determines your rate. Monthly periodic rate of .8325%. No annual fee, no balance transfer fees. |
Sources (3)
- communityfirstcu.org/everyday-banking/credit-cards
- communityfirstcu.org/getattach…rd-Disclosure-3-2022.pdf
- communityfirstcu.org/rates
All captured Oct 17, 2026
Who can join Community First Credit Union
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