Bank · FDIC insured
Community First Bank of Indiana CD Rates
A $980.3M bank headquartered in Kokomo, IN, with 7 branches in Indiana.
How Community First Bank of Indiana’s CD rates compare
Compared with banks and credit unions in Indiana, where Community First Bank of Indiana has the most branches. $10,000, best rate first.
This bank’s best
Community First Bank of Indiana
4.35%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $251
Certificate of Deposit
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate of Deposit
Up to 4.35%APY · 14 terms
Must be 18 or over, a US citizen or resident alien with a valid taxpayer identification number (TIN), and be located in Indiana to apply online. Minimum balance to open account and obtain APY is $1,000. Early withdrawal may be subject to penalty. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthStandard CD Rate. Term: 30 Days | 3.50% | $29 |
| 3 monthsStandard CD Rate | 3.60% | $89 |
| 6 monthsStandard CD Rate | 1.50% | $75 |
| 7 monthsCD/IRA Special. Online opening available for 7 or 13 Month | 4.35% | $251 |
| 12 monthsStandard CD Rate | 2.25% | $225 |
| 13 monthsCD/IRA Special. Online opening available for 7 or 13 Month | 4.35% | $472 |
| 17 monthsCD/IRA Special | 4.35% | $622 |
| 18 monthsStandard CD Rate | 2.25% | $339 |
| 24 monthsStandard CD Rate | 2.25% | $455 |
| 33 monthsCD/IRA Special | 3.80% | $1,080 |
| 36 monthsStandard CD Rate | 2.25% | $690 |
| 48 monthsStandard CD Rate | 2.25% | $931 |
| 59 monthsCD/IRA Special | 3.80% | $2,013 |
| 60 monthsStandard CD Rate | 2.25% | $1,177 |
Sources (1)
- cfbindiana.com/cd-ira-rates · captured Oct 15, 2026
IRA Certificate of Deposit
Up to 4.35%APY · 10 terms
Must be 18 or over, a US citizen or resident alien with a valid taxpayer identification number (TIN), and be located in Indiana to apply online. Minimum balance to open account and obtain APY is $1,000. Early withdrawal may be subject to penalty. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsStandard IRA Rate | 2.25% | $225 |
| 13 monthsCD/IRA Special. Online opening available for 7 or 13 Month | 4.35% | $472 |
| 17 monthsCD/IRA Special | 4.35% | $622 |
| 18 monthsStandard IRA Rate | 2.25% | $339 |
| 24 monthsStandard IRA Rate | 2.25% | $455 |
| 33 monthsCD/IRA Special | 3.80% | $1,080 |
| 36 monthsStandard IRA Rate | 2.25% | $690 |
| 48 monthsStandard IRA Rate | 2.25% | $931 |
| 59 monthsCD/IRA Special | 3.80% | $2,013 |
| 60 monthsStandard IRA Rate | 2.25% | $1,177 |
Sources (1)
- cfbindiana.com/cd-ira-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.