Credit union · NCUA insured
Community Credit Union Auto Loan Rates
Community Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ME, where Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Community Credit Union
5.25%APR
- Terms
- up to 60 months
New/Used Auto Loans
Lowest rate
Lisbon Community FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Dirigo Federal Credit Union
4.60%APR
- Terms
- up to 72 months
Community Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Auto Loans
Rates apply to 2015-current model years. Loans require full coverage insurance. Subject to credit approval and underwriting factors. Add 2.00% APR for not actual mileage; add 2.50% APR for salvage vehicles (100% financing not available). Rate discounts available (0.10% for Auto Pay, 0.10% for Debt Protection, 0.25% for GAP, 0.25% for CU Certified Vehicle Service Contract). Membership eligibility required. Skip A Pay available for $30 fee for accounts in good standing.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 4.90% | Monthly payment per $1,000 is $85.57. Rates as low as 4.90% APR. |
| up to 24 months | 4.90% | Monthly payment per $1,000 is $43.83. Rates as low as 4.90% APR. |
| up to 36 months | 4.90% | Monthly payment per $1,000 is $29.93. Rates as low as 4.90% APR. |
| up to 48 months | 5.25% | Monthly payment per $1,000 is $23.15. Rates as low as 5.25% APR. |
| up to 60 months | 5.25% | Monthly payment per $1,000 is $18.99. Rates as low as 5.25% APR. |
| up to 72 months | 5.50% | Monthly payment per $1,000 is $16.35. Rates as low as 5.50% APR. |
| up to 84 months | 6.50% | Monthly payment per $1,000 is $14.86. Rates as low as 6.50% APR. |
Sources (2)
- communitycreditunion.com/access/tools/rates.html
- communitycreditunion.com/loans…le-loans/auto-loans.html
All captured Oct 3, 2026
Who can join Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in Androscoggin, Franklin, Kennebec, or Oxford County.
Family and household
- Membership is open to individuals who have a family member who lives, works, worships, or goes to school in Androscoggin, Franklin, Kennebec, or Oxford County.
Membership information collected October 4, 2026.