Bank · FDIC insured
Community Bank and Trust CD Rates
Community Bank and Trust’s best CD rate is 4.00% APY on a 1-year CD. Rates checked October 16, 2026.
How Community Bank and Trust’s CD rates compare
Compared with banks and credit unions in Texas, where Community Bank and Trust has the most branches. $10,000, best rate first.
This bank’s best
Community Bank and Trust
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Special CD
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special CD
4.00%APY · 1 term
Offer runs through October 31, 2026. Rate subject to change. Penalty for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsLimited time offer through October 31, 2026. Penalty for early withdrawals | 4.00% | $400 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.