Bank · FDIC insured
Commercial Bank and Trust of PA Auto Loan Rates
Commercial Bank and Trust of PA auto loans start at 6.87% APR for a new vehicle. Rates checked October 16, 2026.
How Commercial Bank and Trust of PA’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Commercial Bank and Trust of PA has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Commercial Bank and Trust of PA
6.87%APR
- Terms
- up to 60 months
- Discount
- None included
Motor Vehicle Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Commercial Bank and Trust of PA auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew6.87%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Commercial Bank and Trust of PA ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motor Vehicle Loans
Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.19% | New Vehicle - term of 36 months. Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000. |
| up to 48 months | 6.64% | New Vehicle - term of 48 months. Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000. Example: $20,000 for 48 months at 6.64% APR estimated monthly payment of $23.71 per $1,000 borrowed. Additional payment options and APRs available. |
| up to 60 months | 6.87% | New Vehicle - term of 60 months. Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000. |
| up to 48 months | 8.14% | Used Vehicle - 1-4 years old; term of 48 months. Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000. |
| up to 36 months | 9.44% | Used Vehicle - 5-6 years old; term of 36 months. Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000. |
Sources (3)
- cnbthebankonline.com/home/personal
- cnbthebankonline.com/home/personal/loan
- cnbthebankonline.com/home/rates
All captured Oct 6, 2026
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