Credit union · NCUA insured
CODE Credit Union CD Rates
A $176.7M credit union headquartered in Dayton, OH, with 13,095 members and 4 branches in Ohio.
How CODE Credit Union’s CD rates compare
Compared with banks and credit unions in Ohio, where CODE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CODE Credit Union
3.95%APY
- Term
- 15 months
- Requires
- Conditions apply
- Minimum
- $10,000
- Earns on $10,000
- $496
Health Savings Account (HSA) Certificate of Deposit
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,338
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Health Savings Account (HSA) Certificate of Deposit
Up to 3.95%APY · 3 terms
Early withdrawal penalty applies.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 9 months | — | 3.85% | 3.85% | $287 |
| 12 months | 3.75% | — | 3.75% | $375 |
| 15 months | — | 3.95% | 3.95% | $496 |
Sources (1)
- codecu.org/accounts/health-savings-accounts · captured Oct 6, 2026
Who can join CODE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who works, lives, worships, or attends school in Montgomery, Miami, Preble, Darke, Clark, Greene, or Warren County.
Membership information collected October 5, 2026.