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Credit union · NCUA insured

Clearpath Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 94Top Carrot

Clearpath Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.

How Clearpath Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Los Angeles, CA, where Clearpath Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 94

    This credit union’s lowest

    Clearpath Federal Credit Union

    4.49%APR

    Terms
    49–60 months
    Discount
    None included

    NEW 2026 w/less than 500 miles

  • Top Carrot, Carrot Score 95

    Lowest rate

    Downey Federal Credit Union

    3.49%APR

    Terms
    —
    Discount
    None included

    Downey Federal Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    United Catholics Federal CU

    3.75%APR

    Terms
    up to 84 months
    Discount
    Included in the rate

    United Catholics Federal CU rates

Compare auto loan rates near you →

Clearpath Federal Credit Union auto loan score

89

Auto loan score

Higher than 89% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.49%
  • Used vehicleUsed4.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Clearpath Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Clearpath Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees and retirees of Ralphs Grocery Company and Food for Less, Southern California are eligible to join.
  • California employees and voting members of listed participating companies and groups are eligible to join.

Family and household

  • Relatives of existing Clearpath Federal Credit Union members (including spouse, domestic partner, children, siblings, parents, grandparents, grandchildren, aunts, uncles, nieces, nephews, cousins and in-laws) are eligible to join.

Other ways

  • Any person that makes a one-time donation ($5 or more) to Clear Giving Charitable Association is eligible to join.

Cost to join

  • One-time donation of $5 or more to Clear Giving Charitable Association.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Clearpath Federal Credit Union overview