Bank · FDIC insured
Citizens State Bank CD Rates
Citizens State Bank’s best CD rate is 3.75% APY on a 1-year CD. Terms run from 1 year to 18 months. Rates checked October 16, 2026.
How Citizens State Bank’s CD rates compare
Compared with banks and credit unions in Texas, where Citizens State Bank has the most branches. $10,000, best rate first.
This bank’s best
Citizens State Bank
3.75%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $375
Certificates of Deposit
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Day CD; as high as 3.65% APY | 3.65% | $0 |
| 12 monthsAs high as 3.75% APY | 3.75% | $375 |
| 18 monthsAs high as 2.93% APY | 2.93% | $443 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.