Bank · FDIC insured
Citizens National Bank Credit Card Rates
Citizens National Bank credit card rates start at 14.50% APR. Rates checked October 16, 2026.
How Citizens National Bank’s credit card rates compare
Compared with banks and credit unions in Minnesota, where Citizens National Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Citizens National Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Greater Community CU
6.90%APR
- Up to
- —
2nd-lowest rate
Minnesota Power Employee Credit Union
7.90%APR
- Up to
- 15.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.99% | None | Introductory Annual Percentage Rate of 7.99% for one year for all new customers. |
| Ongoing | 14.90% | None | Standard APR after the 1-year introductory period. |
Sources (1)
- cnbbank.com/personal/credit-card · captured Oct 7, 2026
Visa Gold Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.99% | None | Introductory Annual Percentage Rate of 7.99% for one year for all new customers. |
| Ongoing | 14.50% | None | Standard APR after the 1-year introductory period. |
Sources (1)
- cnbbank.com/personal/credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.