Bank · FDIC insured
Citizens National Bank Credit Card Rates
Citizens National Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 16, 2026.
How Citizens National Bank’s credit card rates compare
Compared with banks and credit unions near Austin, TX, where Citizens National Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Citizens National Bank
– –
No ongoing APR published
Lowest rate
Government Employees FCU
6.99%APR
2nd-lowest rate
PECU
7.99%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
All credit card accounts are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory APR on purchases and balance transfers for 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- cnbanktexas.com/services/perso…rvices/credit-cards.html · captured Sep 17, 2026
Platinum Cash Back Rewards
All credit card accounts are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% introductory APR on purchases and balance transfers for 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- cnbanktexas.com/services/perso…rvices/credit-cards.html · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.