Bank · FDIC insured
Citizens Federal Savings Bank Credit Card Rates
Citizens Federal Savings Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Citizens Federal Savings Bank’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Citizens Federal Savings Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Citizens Federal Savings Bank
13.99%APR
Consumer – Value Card
Lowest rate
R-G Federal Credit Union
8.75%APR
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
Citizens Federal Savings Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Citizens Federal Savings Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer – Value Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate for the first six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- citizensfsb.bank/credit-cards · captured Oct 7, 2026
Personal Card – Everything Rewards / Premier Plus
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate for the first six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- citizensfsb.bank/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.