Bank · FDIC insured
Citizens Bank of Edmond Savings Rates
A $432.4M bank headquartered in Edmond, OK, with 2 branches in Oklahoma.
How Citizens Bank of Edmond’s savings rates compare
Compared with banks and credit unions in Oklahoma, where Citizens Bank of Edmond has the most branches. $10,000, best rate first.
This bank’s best
Citizens Bank of Edmond
3.87%APY
- Minimum
- $25
- Earns on $10,000 a year
- $387
Flexible IRA
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Flexible IRA
3.87%APY
Variable rate. Tiered account. Rate may change after account is opened. Fees could reduce earnings. All interest may be tax deferred until withdrawal. No early withdrawal penalty (IRS penalties apply). Can add funds at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; tiered account; rate may change after account is opened; fees could reduce earnings; no early withdrawal penalty (IRS penalties apply); can add funds at any time.Any balance | 3.87% | $387 | Variable rate; tiered account; rate may change after account is opened; fees could reduce earnings; no early withdrawal penalty (IRS penalties apply); can add funds at any time. |
Sources (1)
- mycitizens.bank/ira · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.