Bank · FDIC insured
Citizens Bank Credit Card Rates
Citizens Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 22, 2026.
How Citizens Bank’s credit card rates compare
Compared with banks and credit unions in Mississippi, where Citizens Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Citizens Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Triangle Federal Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
MS National Guard FCU
8.50%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Credit Card - Cash Back
Issued by ServisFirst Bank and subject to ServisFirst Bank's underwriting guidelines.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% intro APR for the first 7 billing cycles after account opening; ongoing APR based on Wall Street Prime Rate. Earn 1% cash back on every dollar you spend and enjoy no cap on cash back. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- citizensbk.com/personal/personal-credit-card · captured Oct 7, 2026
Personal Credit Card - Platinum
Issued by ServisFirst Bank and subject to ServisFirst Bank's underwriting guidelines.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% intro APR for the first 7 billing cycles after account opening; ongoing APR based on Wall Street Prime Rate. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- citizensbk.com/personal/personal-credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.