Bank · FDIC insured
Citizens Bank
A $466.3M bank headquartered in Columbia, MS, with 8 branches in Mississippi.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Founded in April 1913 in Columbia, Mississippi, Citizens Bank was established to be responsive to the financial needs of individuals and businesses in Marion County.
In September 1999, Citizens Bank and Tylertown-based Walthall Citizens Bank merged under the umbrella of the bank's holding company, Citizens Corporation.
The bank operates branches across South Mississippi, including locations in Columbia, Tylertown, Magnolia, Sumrall, Seminary, Bellevue in Hattiesburg, and Laurel.
- Headquarters
- 814 Main St, Columbia, MS 39429
- FDIC certificate
- 324 ↗
Branches
8 branches in Mississippi
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Mississippi
8 branches
Columbia area · 2
- Citizens BankMain office814 Main St, Columbia, MS 39429Directions
- Park Avenue Branch625 Highway 98 By Pass, Columbia, MS 39429Directions
Hattiesburg area · 1
- Bellevue Branch7119 U S Highway 98, Hattiesburg, MS 39402Directions
Laurel area · 1
- Laurel Branch1511 W 4th St, Laurel, MS 39440Directions
Magnolia area · 1
- Magnolia Branch105 N Clark Ave, Magnolia, MS 39652Directions
Seminary area · 1
- Seminary Branch102 E Main St, Seminary, MS 39479Directions
Sumrall area · 1
- Sumrall Branch1036 Highway 42, Sumrall, MS 39482Directions
Tylertown area · 1
- Tylertown Branch907 Beulah Ave, Tylertown, MS 39667Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.48% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.33% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio13.48%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.33%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.