Bank · FDIC insured
Citizens Bank & Trust Company Savings Rates
Top CarrotCitizens Bank & Trust Company’s best savings rate is 2.73% APY on $10,000, with its Tiered Performance Money Market. Rates checked October 22, 2026.
How Citizens Bank & Trust Company’s savings rates compare
Compared with banks and credit unions near Campbellsville, KY, where Citizens Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Citizens Bank & Trust Company
2.73%APY
- Minimum
- $100
- Earns on $10,000 a year
- $273
Tiered Performance Money Market
2nd-highest rate
Community Trust Bank
1.69%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $169
3rd-highest rate
Abound Credit Union
0.55%APY
- Minimum
- $0
- Earns on $10,000 a year
- $55
Citizens Bank & Trust Company savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.26%
- $10,000 balance$10,0002.73%
- $100,000 balance$100,0003.04%
- QualifiedQualified2.73%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens Bank & Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Tiered Performance Money Market
2.73%APY
Monthly service charge of $10.00 waived with a balance of $2,500.00 or more. Rate adjusts weekly. Transfer and withdrawal limits apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Statement Savings Rate | 1.26% | — | Statement Savings Rate |
| $2,500 – $10,000 | 2.53% | — | |
| $10,000 – $50,000 | 2.73% | $273 | |
| $50,000 – $150,000 | 3.04% | — | |
| $150,000 – $250,000 | 3.20% | — | |
| $250,000 and up | 3.45% | — |
Sources (3)
- cbtky.com/personal/tiered-money-market-rates
- cbtky.com/personal/tiered-performance-money-market
- cbtky.com/rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.