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Bank · FDIC insured

Citizens Access

Part of Citizens Bank, a $232.5B bank, the 20th largest of 4,188, headquartered in Providence, RI. It opens accounts online nationwide. Best rates: CDs 4.00% and savings 2.80% APY.

Citizens Access Carrot Score

84

Carrot Score

Higher than 66% of U.S. banks and credit unions

LowestMiddleHighest

#23 of 31 nationwide online banksHow the score works →

Deposits are federally insured by the FDIC up to $250,000 per depositor. Deposits at Citizens Bank count toward the same limit.

About Citizens Access

Part of
Citizens Bank
Headquarters
1 Citizens Plz, Providence, RI 02903
FDIC certificate
57957 ↗
Visit institution website ↗

Branches

No public branch offices are listed in the regulator directory.

Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.