Credit union · NCUA insured
Citco Federal Credit Union Auto Loan Rates
Citco Federal Credit Union auto loans start at 4.90% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How Citco Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Sheridan, WY, where Citco Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Citco Federal Credit Union
4.90%APR
- Terms
- up to 72 months
- Discount
- None included
New Auto Loans
Lowest rate
Sunlight Federal Credit Union
4.45%APR
- Terms
- up to 96 months
- Discount
- Included in the rate
2nd-lowest rate
Sheridan Community Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- None included
Citco Federal Credit Union auto loan score
82
Auto loan score
Higher than 60% of U.S. banks and credit unions
- New vehicleNew4.90%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Citco Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
All loan rates and terms are subject to credit approval. Your rate may be higher. Rates are for new loans coming in to Citco.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.90% | Model years 2022-2026. |
Used Auto Loans
All loan rates and terms are subject to credit approval. Your rate may be higher. Rates are for new loans coming in to Citco.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25% | Model years 2016-2021. |
| up to 72 months | 5.75% | Model years 2016-2021. |
| up to 60 months | 5.90% | Model years 2011-2015. |
| up to 60 months | 6.25% | Model years 2005-2010. |
| up to 48 months | 6.90% | Model years 2004 & older; term up to 48 months. |
Who can join Citco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.