Credit union · NCUA insured
Chiropractic Federal Credit Union Auto Loan Rates
Chiropractic Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Chiropractic Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Chiropractic Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Chiropractic Federal Credit Union
5.99%APR
- Terms
- 49–60 months
- Discount
- None included
New Auto Loans
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Chiropractic Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chiropractic Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
100% financing available for qualified buyers. No application fee. No prepayment penalties. Rates are 'as low as' based on individual credit history, amount, model year, and loan term. Relationship discounts apply when participating in multiple CFCU products/services.
| Terms | APR | Conditions |
|---|---|---|
| 24–36 months | 4.24% | Relationship APR. Requires participation in multiple CFCU products/services (checking account, share certificate, active VISA account, mortgage/home equity loan, and/or electronic service package). |
| 24–36 months | 5.24% | Fixed APR. |
| 37–48 months | 5.24% | Relationship APR. Requires participation in multiple CFCU products/services (checking account, share certificate, active VISA account, mortgage/home equity loan, and/or electronic service package). |
| 37–48 months | 6.24% | Fixed APR. |
| 49–60 months | 5.99% | Relationship APR. Requires participation in multiple CFCU products/services (checking account, share certificate, active VISA account, mortgage/home equity loan, and/or electronic service package). |
| 49–60 months | 6.99% | Fixed APR. |
Sources (2)
All captured Oct 7, 2026
Used Auto Loans
100% financing available for qualified buyers. No application fee. No prepayment penalties. Rates are 'as low as' based on individual credit history, amount, model year, and loan term. Relationship discounts apply when participating in multiple CFCU products/services.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.24% | Model years 2024 - 2020. Relationship APR; requires participation in multiple CFCU products/services (checking account, share certificate, active VISA account, mortgage/home equity loan, and/or electronic service package). |
| — | 7.24% | Model years 2024 - 2020. Fixed APR. |
| — | 8.29% | Older model years. Relationship APR; requires participation in multiple CFCU products/services (checking account, share certificate, active VISA account, mortgage/home equity loan, and/or electronic service package). |
| — | 9.29% | Older model years. Fixed APR. |
| — | 5.99% | Classic model years. Relationship APR; requires participation in multiple CFCU products/services (checking account, share certificate, active VISA account, mortgage/home equity loan, and/or electronic service package). |
| — | 6.99% | Classic model years. Fixed APR. |
Sources (2)
All captured Oct 7, 2026
Who can join Chiropractic Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.