Bank · FDIC insured
Chelsea State Bank Auto Loan Rates
Chelsea State Bank auto loans start at 6.32% APR for a new vehicle and 6.32% for a used one. Rates checked October 16, 2026.
How Chelsea State Bank’s auto loan rates compare
Compared with banks and credit unions near Ann Arbor, MI, where Chelsea State Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Chelsea State Bank
6.32%APR
- Terms
- —
- Discount
- None included
Auto Loan
Lowest rate
People Driven Credit Union
4.74%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
American 1 Credit Union
4.99%APR
- Terms
- —
- Discount
- None included
Chelsea State Bank auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew6.32%
- Used vehicleUsed6.32%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chelsea State Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| — | 6.32% | — |
Sources (1)
- chelseastate.bank/personal-loans-credit · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.