Credit union · NCUA insured
Chartway Credit Union Credit Card Rates
Top CarrotChartway Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Chartway Credit Union’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Chartway Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Chartway Credit Union
10.99%APR
- Up to
- —
Preferred Rate Credit Card
Lowest rate
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
Chartway Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chartway Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Credit Card
Earn 2% cash back on all purchases; no foreign transaction fees. Minimum monthly payment is 2.00% of new balance or $20.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Variable APR as low as 13.99% based on creditworthiness. Same rate on purchases, cash advances, and balance transfers. No annual fee or cash advance fee. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR for 12 months on balance transfers made within the first 60 days of account opening. 3% balance transfer fee applies. After the promotional period, variable APR will vary with the market based on the Prime Rate up to 17.89%. |
Ignite Credit Card
No security deposit required. Credit limit $500–$1,500 based on qualifications. Minimum monthly payment is 2.00% of new balance or $20.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99% | None | Variable APR as low as 16.99% based on creditworthiness. Same rate on purchases, balance transfers, and cash advances. No annual, balance transfer, or cash advance fees. |
Preferred Rate Credit Card
No annual fee. Minimum monthly payment is 2.00% of new balance or $20.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Variable APR as low as 10.99% based on creditworthiness. Same rate on purchases, cash advances, and balance transfers. No annual or cash advance fees. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR for 12 months on balance transfers made within the first 60 days of account opening. 3% balance transfer fee applies. After the promotional period, variable APR will vary with the market based on the Prime Rate up to 17.89%. |
Rewards Credit Card
No annual fee. Minimum monthly payment is 2.00% of new balance or $20.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Variable APR as low as 12.99% based on creditworthiness. Same rate on purchases, cash advances, and balance transfers. No annual fee or cash advance fee. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR for 12 months on balance transfers made within the first 60 days of account opening. 3% balance transfer fee applies. After the promotional period, variable APR will vary with the market based on the Prime Rate up to 17.89%. |
Who can join Chartway Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who (or whose family member) live, work, worship, or study in Chartway's primary markets (Virginia, Utah, Texas).
Employers and groups
- Membership is open to employees of partner Select Employer Groups (SEGs) and their families.
Family and household
- Membership is open to immediate family members of existing Chartway members, including parents, spouses, children, grandparents, and more.
- Membership is open to individuals living in the same household as a current member, including domestic partners and roommates.
Other ways
- Membership is open to individuals who make a $10 donation to the Chartway Promise Foundation.
Cost to join
- Joining via the Chartway Promise Foundation requires a $10 donation.
Membership information collected October 4, 2026.