Bank · FDIC insured
Century Bank of Florida CD Rates
Century Bank of Florida’s best CD rate is 0.40% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Century Bank of Florida’s CD rates compare
Compared with banks and credit unions near Tampa, FL, where Century Bank of Florida has the most branches. $10,000, best rate first.
This bank’s best
Century Bank of Florida
0.40%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $202
Certificates of Deposit
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
Century Bank of Florida CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.07%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Bank of Florida ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.40%APY · 9 terms
Simple interest may be paid by check or transferred to another account. Early withdrawal penalty may be imposed, reducing earnings/APY. Interest rates subject to change at any time. Compounding is monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown–1 monthsTerm is 7-31 Days. Monthly compounding | 0.07% | $0 |
| 3 monthsTerm is 90 Day. Monthly compounding | 0.07% | $2 |
| 6 monthsTerm is 6 Months. Monthly compounding | 0.07% | $3 |
| 12 monthsTerm is 12 Months. Monthly compounding | 0.20% | $20 |
| 18 monthsTerm is 18 Months. Monthly compounding | 0.20% | $30 |
| 24 monthsTerm is 24 Months. Monthly compounding | 0.25% | $50 |
| 36 monthsTerm is 36 Months. Monthly compounding | 0.30% | $90 |
| 48 monthsTerm is 48 Months. Monthly compounding | 0.35% | $141 |
| 60 monthsTerm is 60 Months. Monthly compounding | 0.40% | $202 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 0.40%APY · 6 terms
Quarterly compounding. Early withdrawal penalty may be imposed. Minimum opening deposit is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm is 12 Months. Quarterly compounding | 0.20% | $20 |
| 18 monthsTerm is 18 Months. Quarterly compounding | 0.20% | $30 |
| 24 monthsTerm is 24 Months. Quarterly compounding | 0.25% | $50 |
| 36 monthsTerm is 36 Months. Quarterly compounding | 0.30% | $90 |
| 48 monthsTerm is 48 Months. Quarterly compounding | 0.35% | $141 |
| 60 monthsTerm is 60 Months. Quarterly compounding | 0.40% | $202 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.