Bank · FDIC insured
Century Bank Savings Rates
Century Bank’s best savings rate is 0.03% APY on $10,000, with its High Performance Savings. Rates checked October 22, 2026.
How Century Bank’s savings rates compare
Compared with banks and credit unions near Santa Fe, NM, where Century Bank has the most branches. $10,000, best rate first.
This bank’s best
Century Bank
2.00%APY
- Requires
- Another account
- Minimum
- $2,000
- Earns on $10,000 a year
- $200
Liberty Savings
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Century Bank savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.18%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Liberty Money Market
1.75%APY
Variable rate may change at the bank's discretion at any time without limitation or notice. Personal Account – must have a CB checking account with at least one Direct Deposit. Account Closure Fee of $25 if closed within first 90 days. Complimentary E-statements, paper statements available for $5/month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upVariable rate. Min daily balance to obtain APY is $1,000. Personal Account – must have a CB checking account with at least one Direct Deposit. | 1.75% | $175 | Variable rate. Min daily balance to obtain APY is $1,000. Personal Account – must have a CB checking account with at least one Direct Deposit. |
| $50,000 and upVariable rate. Min daily balance to obtain APY is $50,000. Personal Account – must have a CB checking account with at least one Direct Deposit. | 2.00% | — | Variable rate. Min daily balance to obtain APY is $50,000. Personal Account – must have a CB checking account with at least one Direct Deposit. |
| $150,000 and upVariable rate. Min daily balance to obtain APY is $150,000. Personal Account – must have a CB checking account with at least one Direct Deposit. | 2.20% | — | Variable rate. Min daily balance to obtain APY is $150,000. Personal Account – must have a CB checking account with at least one Direct Deposit. |
Sources (1)
- mycenturybank.com/personal-banking/rates · captured Oct 22, 2026
Liberty Savings
2.00%APY
Must maintain or open a consumer Century Bank checking account with at least one recurring monthly payroll or direct deposit from an outside source of at least $500. Minimum opening deposit must be from an external source. If eligibility requirements are not maintained, account earns 0.01% APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upVariable rate. $10 service fee per statement cycle if daily balance falls below $2,000. Must maintain $2,000 minimum daily balance and checking eligibility requirements to obtain stated APY; otherwise earns 0.01% APY.$2,000 and up | 2.00% | $200 | Variable rate. $10 service fee per statement cycle if daily balance falls below $2,000. Must maintain $2,000 minimum daily balance and checking eligibility requirements to obtain stated APY; otherwise earns 0.01% APY. |
| $2,000 and upOpening deposit must be new money from an external source. $2,000 minimum daily balance required to avoid $10 monthly service fee and earn stated APY. Requires qualifying Century Bank checking account relationship; otherwise earns 0.01% APY.$2,000 and up | 2.00% | $200 | Opening deposit must be new money from an external source. $2,000 minimum daily balance required to avoid $10 monthly service fee and earn stated APY. Requires qualifying Century Bank checking account relationship; otherwise earns 0.01% APY. |
Sources (3)
- mycenturybank.com/personal-banking/plant-seeds-now
- mycenturybank.com/personal-banking/liberty-savings
- mycenturybank.com/personal-banking/rates
All captured Oct 3, 2026
High Performance Money Market
0.01%APY
Variable rate may change at the bank's discretion at any time without limitation or notice. Account Closure Fee of $25 if closed within first 90 days. Complimentary E-statements, paper statements available for $5/month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upVariable rate. Min daily balance to obtain APY is $1,000. | 0.01% | $1 | Variable rate. Min daily balance to obtain APY is $1,000. |
| $10,000 and upVariable rate. Min daily balance to obtain APY is $10,000. | 0.01% | $1 | Variable rate. Min daily balance to obtain APY is $10,000. |
| $25,000 and upVariable rate. Min daily balance to obtain APY is $25,000. | 0.02% | — | Variable rate. Min daily balance to obtain APY is $25,000. |
| $50,000 and upVariable rate. Min daily balance to obtain APY is $50,000. | 0.02% | — | Variable rate. Min daily balance to obtain APY is $50,000. |
| $100,000 and upVariable rate. Min daily balance to obtain APY is $100,000. | 0.18% | — | Variable rate. Min daily balance to obtain APY is $100,000. |
Sources (1)
- mycenturybank.com/personal-banking/rates · captured Oct 22, 2026
High Performance Savings
0.03%APY
Monthly service fee of $2 is avoided with a minimum daily balance of $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVariable rate. $2 monthly service fee avoided with $100 minimum daily balance.$100 and up | 0.03% | $3 | Variable rate. $2 monthly service fee avoided with $100 minimum daily balance. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Market Rate IRA
0.50%APY
Available as Traditional or Roth IRA. Allows additional contributions at any time throughout the year (minimum contribution $50). $2 monthly service fee avoided with $100 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVariable rate. Minimum deposit for additional contributions is $50. $2 monthly service fee avoided with $100 minimum daily balance. Page p44 indicates $25 opening deposit while rate schedule and detail page indicate $100 minimum opening balance.$100 and up | 0.50% | $50 | Variable rate. Minimum deposit for additional contributions is $50. $2 monthly service fee avoided with $100 minimum daily balance. Page p44 indicates $25 opening deposit while rate schedule and detail page indicate $100 minimum opening balance. |
Minor Savings
0.03%APY
Savings account for minors/children. $2 monthly service fee applies if required minimum daily balance of $25 is not met each day of the statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upVariable rate. No monthly service fee with a minimum daily balance of $25; $2 service fee applied if balance is not met each day of statement cycle.$25 and up | 0.03% | $3 | Variable rate. No monthly service fee with a minimum daily balance of $25; $2 service fee applied if balance is not met each day of statement cycle. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.