Credit union · NCUA insured
Central Willamette Credit Union Credit Card Rates
Central Willamette Credit Union credit card rates start at 10.24% APR. Rates checked October 22, 2026.
How Central Willamette Credit Union’s credit card rates compare
Compared with banks and credit unions near Albany, OR, where Central Willamette Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Central Willamette Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Oregon State Credit Union
10.50%APR
- Up to
- 20.50% APR
2nd-lowest rate
SELCO Community Credit Union
10.75%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Secured Visa Credit Card
Savings secured card allowing you to borrow against savings.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 19.00% | None | When you open a VISA Platinum Secured account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate. |
Sources (2)
- centralwcu.org/credit-union-pe…nal-banking/credit-cards
- centralwcu.org/credit-union-pe…t-cards/platinum-secured
All captured Oct 15, 2026
Platinum Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.24%–21.75% | None | When you open a VISA Platinum account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate. |
| Intro, 12 months | 1.99% | None | Introductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing CW Loans. |
Sources (2)
- centralwcu.org/credit-union-pe…nal-banking/credit-cards
- centralwcu.org/credit-union-pe…ng/credit-cards/platinum
All captured Oct 15, 2026
Signature Rewards Visa Credit Card
Earn 1.5 points for every $1 spent on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49%–23.00% | None | When you open a VISA Signature Rewards account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate. |
| Intro, 12 months | 1.99% | None | Introductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing CW Loans. |
Sources (2)
- centralwcu.org/credit-union-pe…nal-banking/credit-cards
- centralwcu.org/credit-union-pe…-cards/signature-rewards
All captured Oct 15, 2026
Who can join Central Willamette Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives in 25 Oregon counties across western and central Oregon.
Cost to join
- A $5 deposit is required to start a Membership Savings account and establish membership.
Membership information collected October 4, 2026.