Credit union · NCUA insured
Central Maine FCU Credit Card Rates
Top CarrotCentral Maine FCU credit card rates start at 4.95% APR. Rates checked October 22, 2026.
How Central Maine FCU’s credit card rates compare
Compared with banks and credit unions near Lewiston, ME, where Central Maine FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Central Maine FCU
– –
No ongoing APR published
Lowest rate
Dirigo Federal Credit Union
11.95%APR
2nd-lowest rate
Lisbon Community FCU
13.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Must qualify for membership (live, work, attend school, or worship in Androscoggin, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Somerset, or Waldo County in Maine). Minors at least age 14 permitted to apply with qualifying member parent/guardian (max limit $500 younger than 16; $1,000 at age 16). Up to 100% of credit line can be used for cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.95% | None | Balance transfer program allows transferring balances from another institution to Central Maine FCU's 4.95% balance transfer credit card. |
Who can join Central Maine FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or worships in the Maine counties of Androscoggin, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Somerset, and Waldo.
Membership information collected October 4, 2026.