Credit union · NCUA insured
Central Kansas Education Credit Union Auto Loan Rates
Central Kansas Education Credit Union auto loans start at 5.00% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Central Kansas Education Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salina, KS, where Central Kansas Education Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Central Kansas Education Credit Union
5.00%APR
- Terms
- up to 84 months
New Auto
2nd-lowest rate
Great Plains FCU
5.00%APR
- Terms
- up to 96 months
3rd-lowest rate
UMB Bank
6.09%APR
- Terms
- up to 60 months
Central Kansas Education Credit Union auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Central Kansas Education Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Must be an employee of an education institution, Saline County government employee, or Salina City government employee to apply. Income verification required. A 2% processing fee will be added to all loans. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.00% | Rate as low as. Term up to 84 months. |
Sources (3)
All captured Oct 7, 2026
Older Autos
Must be an employee of an education institution, Saline County government employee, or Salina City government employee to apply. Income verification required. A 2% processing fee will be added to all loans. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.00% | Over 10 years old. Rate as low as. Term up to 48 months. |
Used Auto
Must be an employee of an education institution, Saline County government employee, or Salina City government employee to apply. Income verification required. A 2% processing fee will be added to all loans. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.50% | Up to 5 years old. Rate as low as. Term up to 72 months. |
| up to 60 months | 5.75% | 6 - 10 years old. Rate as low as. Term up to 60 months. |
Sources (3)
All captured Oct 7, 2026
Who can join Central Kansas Education Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.