Credit union · NCUA insured
Cedar Point Federal Credit Union Credit Card Rates
Top CarrotCedar Point Federal Credit Union credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Cedar Point Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lexington Park, MD, where Cedar Point Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cedar Point Federal Credit Union
9.00%APR
- Annual fee
- None
- Up to
- —
Gold
Lowest rate
Educational Systems Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
3rd-lowest rate
Navy Federal Credit Union
10.24%APR
- Annual fee
- None
- Up to
- 18.00% APR
Cedar Point Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cedar Point Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
Credit limit up to $5,000. Fixed rate. No penalty rate or over credit limit penalty. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–12.90% | None | When you open your account, based on creditworthiness. Fixed rate. Rate information is accurate as of June 1, 2026. |
Sources (1)
- cpfcu.com/cards-and-loans/credit-and-debit-cards · captured Oct 15, 2026
Gold
Credit Limit: Up to $15,000. Fixed rate. No penalty rate or over credit limit penalty. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Fixed rate. Rate information is accurate as of June 1, 2026. |
Sources (1)
- cpfcu.com/cards-and-loans/credit-and-debit-cards · captured Oct 15, 2026
Platinum
Credit Limit: up to $25,000. Fixed rate. No penalty rate or over credit limit penalty. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Fixed rate. Rate information is accurate as of June 1, 2026. |
Sources (1)
- cpfcu.com/cards-and-loans/credit-and-debit-cards · captured Oct 15, 2026
Who can join Cedar Point Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.