Credit union · NCUA insured
Cascade Community Credit Union Auto Loan Rates
Cascade Community Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Cascade Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Roseburg, OR, where Cascade Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cascade Community Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
New and Used Auto Loans
Lowest rate
Pacific Cascade
2.65%APR
- Terms
- —
- Up to
- 16.65% APR
- Discount
- None included
2nd-lowest rate
Rogue Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Cascade Community Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cascade Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
Membership qualifications apply ($1 par value membership share must remain on deposit). Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | As low as rate based on 'A' tier credit borrower. Rate is quoted with AutoPay discount; loans without AutoPay are 0.50% higher. Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile. |
| up to 48 months | 4.99% | As low as rate based on 'A' tier credit borrower. Rate is quoted with AutoPay discount; loans without AutoPay are 0.50% higher. Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile. |
| up to 60 months | 4.99% | As low as rate based on 'A' tier credit borrower. Rate is quoted with AutoPay discount; loans without AutoPay are 0.50% higher. Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile. Example payment: $20,000 Auto Loan at 4.99% APR with a term of 5 years results in 60 monthly payments of $377.33. |
| up to 72 months | 5.24% | As low as rate based on 'A' tier credit borrower. Rate is quoted with AutoPay discount; loans without AutoPay are 0.50% higher. Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile. |
| up to 84 months | 5.49% | As low as rate based on 'A' tier credit borrower. Rate is quoted with AutoPay discount; loans without AutoPay are 0.50% higher. Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile. |
| up to 96 months | 6.49% | As low as rate based on 'A' tier credit borrower. Rate is quoted with AutoPay discount; loans without AutoPay are 0.50% higher. Actual APR may differ based on collateral, loan amount, term length, and borrower's credit profile. |
Who can join Cascade Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Community members who live, work, or worship in Douglas County, Oregon are eligible for membership.
- Residents of Reedsport, Oakland, Riddle, Canyonville, Roseburg, Drain, Sutherlin, Elkton, Winston, Glendale, Yoncalla, or Myrtle Creek are eligible to join.
Family and household
- Immediate family members of someone who lives, works, or worships in Douglas County, Oregon are eligible for membership.
Membership information collected October 4, 2026.