Bank · FDIC insured
Banco Popular de Puerto Rico Credit Card Rates
Banco Popular de Puerto Rico credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Banco Popular de Puerto Rico’s credit card rates compare
Compared with banks and credit unions near San Juan, PR, where Banco Popular de Puerto Rico has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Banco Popular de Puerto Rico
10.99%APR
- Annual fee
- None
- Up to
- —
MasterCard Edge
Lowest rate
Caribe Federal Credit Union
8.99%APR
- Annual fee
- None
- Up to
- 18.00% APR
2nd-lowest rate
Puerto Rico Federal Credit Union
9.75%APR
- Annual fee
- $15
- Up to
- —
Banco Popular de Puerto Rico credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Banco Popular de Puerto Rico ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
AAdvantage Visa Signature Plus
Subject to credit approval. Eligibility check via soft pull; hard pull required upon accepting offer or applying at branch/phone. Digital card available immediately for 15 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | Introductory APR on purchases for new accounts valid for 6 months from account opening. Offer valid until September 30, 2026. Account must remain open and up to date. Regular rate applies thereafter. |
| Intro, 12 months | 0.00% | None | Introductory APR and 0 payments on balance transfers made within the first 90 days of account opening, valid for 12 months from transfer date. Offer valid for accounts opened until September 30, 2026. Does not apply to transfers of other debts with Banco Popular. Regular rate applies thereafter. Subject to credit line availability. No grace period for balance transfers. Requires minimum monthly payment of purchase balance and other balances not included in this offer. Account must remain open and up to date. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
- popular.com/tarjetas/aadvantage-visa-signature-plus
- popular.com/en/cards/aadvantage-visa-signature-plus
All captured Oct 3, 2026
MasterCard Edge
For non-resident clients of International Banking. $0 annual fee and preferential rate as long as you are part of the Wealth Management program. Subject to credit approval. Credit lines up to $50,000. Variable APR tied to US Prime Rate in WSJ plus margin. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Variable APR for purchases, balance transfers from other institutions, and convenience checks with Wealth Management program relationship. |
| Ongoing | 18.24% | None | Variable APR applicable to cash advances. |
Sources (1)
- popular.com/en/services/intern…individuals/credit-cards · captured Oct 3, 2026
Visa Novel
For non-resident clients of International Banking. $0 annual fee and preferential rate as long as you are part of the Wealth Management program. Subject to credit approval. Credit lines up to $50,000. Variable APR tied to US Prime Rate in WSJ plus margin. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Variable APR for purchases, balance transfers from other institutions, and convenience checks with Wealth Management program relationship. |
| Ongoing | 18.24% | None | Variable APR applicable to cash advances. |
Sources (1)
- popular.com/en/services/intern…individuals/credit-cards · captured Oct 3, 2026
Visa PREMIA Rewards
Subject to credit approval. Eligibility check via soft pull; hard pull required upon accepting offer or applying at branch/phone. Digital card available immediately for 15 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | Introductory APR on purchases for new accounts valid for 6 months from account opening. Offer valid until September 30, 2026. Account must remain open and up to date. Regular rate applies thereafter. |
| Intro, 12 months | 0.00% | None | Introductory APR and 0 payments on balance transfers made within the first 90 days of account opening, valid for 12 months from transfer date. Offer valid for accounts opened until September 30, 2026. Does not apply to transfers of other debts with Banco Popular. Regular rate applies thereafter. Subject to credit line availability. No grace period for balance transfers. Requires minimum monthly payment of purchase balance and other balances not included in this offer. Account must remain open and up to date. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.