Credit union · NCUA insured
Capitol Credit Union Credit Card Rates
Top CarrotCapitol Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Capitol Credit Union’s credit card rates compare
Compared with banks and credit unions near Austin, TX, where Capitol Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Capitol Credit Union
10.99%APR
Visa Platinum Credit Cards
Lowest rate
Government Employees FCU
6.99%APR
2nd-lowest rate
PECU
7.99%APR
Capitol Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Capitol Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Cards
Fixed-rate credit card. Availability of offer based on creditworthiness. No annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Fixed rate as low as 10.99% APR. Minimum payment is the greater of 3% of balance or $30.00. Availability based on creditworthiness. |
| Intro, 6 months | 2.99% | None | Introductory balance transfer rate for the first 6 billing cycles; balance reverts to standard card rate thereafter. Availability based on creditworthiness. |
Sources (3)
- ccutx.org/borrow/credit-cards
- ccutx.org/borrow/credit-cards/visa-platinum-credit-cards
- ccutx.org/borrow/credit-cards/…num-rewards-credit-cards
All captured Oct 7, 2026
Visa Platinum Rewards Credit Cards
Variable-rate rewards credit card. Availability of offer based on creditworthiness. No annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Variable rate starting as low as 11.99% APR. Minimum payment is the greater of 3% of balance or $30.00. Availability based on creditworthiness. |
| Intro, 6 months | 2.99% | None | Introductory balance transfer rate for the first 6 billing cycles; balance reverts to standard card rate thereafter. Availability based on creditworthiness. |
Sources (3)
- ccutx.org/borrow/credit-cards
- ccutx.org/borrow/credit-cards/visa-platinum-credit-cards
- ccutx.org/borrow/credit-cards/…num-rewards-credit-cards
All captured Oct 7, 2026
Who can join Capitol Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Travis County, as well as any business located in the County, is eligible for membership.
Cost to join
- A minimum required Share Deposit of $5.00 is required.
Membership information collected October 5, 2026.