Credit union · NCUA insured
Capital Credit Union of North Dakota Credit Card Rates
Top CarrotCapital Credit Union of North Dakota credit cards start at 15.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Capital Credit Union of North Dakota’s credit card rates compare
Compared with banks and credit unions near Bismarck, ND, where Capital Credit Union of North Dakota has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Capital Credit Union of North Dakota
15.74%APR
- Up to
- 24.74% APR
Visa without Rewards
Lowest rate
Railway Credit Union
9.95%APR
- Up to
- —
2nd-lowest rate
Vue CCU
10.90%APR
- Up to
- —
Capital Credit Union of North Dakota credit card score
61
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Capital Credit Union of North Dakota ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa with Rewards
Qualify for credit union membership (e.g., live within 75 miles of Bismarck, Fargo, Hazen or Flasher, 50 miles of Beulah or New Salem, or immediate family within 50 miles of Bismarck). Recent pay stub required if younger than 21.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.74%–27.74% | None | Based on creditworthiness when opening account. Variable rate based on Prime Rate. |
| Ongoing | 24.25%–33.25% | None | Based on creditworthiness when opening account. Variable rate based on Prime Rate. Cash advance fee is $5 or 4% of transaction amount, whichever is greater. |
Sources (3)
- capcu.org/personal/cards
- capcu.org/personal/cards/visa-credit-cards
- capcu.org/personal/cards/visa-credit-cards/rates
All captured Oct 22, 2026
Visa without Rewards
Qualify for credit union membership (e.g., live within 75 miles of Bismarck, Fargo, Hazen or Flasher, 50 miles of Beulah or New Salem, or immediate family within 50 miles of Bismarck). Recent pay stub required if younger than 21.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74%–24.74% | None | Based on creditworthiness when opening account. Variable rate based on Prime Rate. |
| Ongoing | 21.25%–30.25% | None | Based on creditworthiness when opening account. Variable rate based on Prime Rate. Cash advance fee is $5 or 4% of transaction amount, whichever is greater. |
Sources (3)
- capcu.org/personal/cards
- capcu.org/personal/cards/visa-credit-cards
- capcu.org/personal/cards/visa-credit-cards/rates
All captured Oct 22, 2026
Who can join Capital Credit Union of North Dakota
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