Credit union · NCUA insured
Campus Federal Credit Card Rates
Campus Federal credit card rates start at 13.50% APR. Rates checked October 16, 2026.
How Campus Federal’s credit card rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Campus Federal has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Campus Federal
– –
No ongoing APR published
Lowest rate
BRECO FCU
7.90%APR
2nd-lowest rate
DOCCU
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Campus Prestige Mastercard
Membership and credit approval required. Rate is variable, indexed to Wall Street Journal Prime Rate (WSJP + 6.50%). Determined monthly based on the highest prime rate published in the Money Rates section of The Wall Street Journal as of the last day of the month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | For Purchases. Variable APR indexed to WSJP + 6.50%. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 18.00% | None | For Cash Advances. Interest begins charging on the transaction date. |
Sources (1)
- campusfederal.org/products/campus-federal-mastercard · captured Oct 7, 2026
Campus Prestige Secured Mastercard
Uses a deposit held in a share account as collateral to secure the card's credit limit. Membership and credit approval required. Rate is variable, indexed to Wall Street Journal Prime Rate (WSJP + 6.50%).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | For Purchases. Variable APR indexed to WSJP + 6.50%. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 18.00% | None | For Cash Advances. Interest begins charging on the transaction date. |
Sources (1)
- campusfederal.org/products/campus-federal-mastercard · captured Oct 7, 2026
Campus Rewards Mastercard
Membership and credit approval required. Rate is variable, indexed to Wall Street Journal Prime Rate (WSJP + 9.50%). Determined monthly based on the highest prime rate published in the Money Rates section of The Wall Street Journal as of the last day of the month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.50% | None | For Purchases. Variable APR indexed to WSJP + 9.50%. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 18.00% | None | For Cash Advances. Interest begins charging on the transaction date. |
Sources (1)
- campusfederal.org/products/campus-federal-mastercard · captured Oct 7, 2026
Who can join Campus Federal
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Baton Rouge, Orleans Parish, or the Shreveport MSA (Caddo, Bossier, and Webster Parishes).
Employers and groups
- Members of the American Consumer Council (ACC) who live in Louisiana.
- Employees or affiliated individuals of Business Partners (Select Employee Groups).
Military, government and schools
- Individuals eligible through affiliation with LSU.
Family and household
- Family members of eligible individuals.
Cost to join
- One-time nonrefundable membership fee of $10.
- Purchase of one share with a par value of $5 in any deposit account, remaining on deposit for the duration of membership.
Membership information collected October 5, 2026.